I will concede one point to the quilt police -- if you trim or graduate seam allowances, its easier to quilt. I'm not a fan of stab stitching, so I'm not going to quilt over the letters. Next time I would be more careful with multiple layers.
That said, it's been a great project. I'm hoping another week at it will get it to the binding stage, and then up on the wall for the holidays.
Brenda from snowy Winnipeg